Do you know those charity commercials where they break down a donation amount into a daily expense? Surely you have $0.16 per day for a good cause. Why not apply the same psychology to your personal savings? … More Saving as a Daily Expense
July is hot! Are your personal finances a ‘hot mess’? Take control by booking a cash flow analysis. … More Book a Cash Flow Analysis
Another thought experiment. What if I gave everything away for free? Like permanently. I don’t charge for my financial organizing services. I put my writing on the internet for free – not just as a promotional exercise but as a permanent model. … More What if I gave everything away for free?
“When I was suckling at the corporate teat, my money came with reassuring regularity. Unless it stopped completely. But now I’m self-employed, my money comes when clients decide to pay me. But what hasn’t changed are the dates when I’m supposed to pay my bills.” … More Tales from the Self Employed: Cash Flow
Personal financial accounting apps are a great way to get your finances organized. … More Mint. com Training Discounted for June
But I want to ask a different question – ‘why am I saving?’ And the answer I’m looking for is not ‘retirement’ or ‘an emergency fund.’ … More How much money should I be saving?
Mixing things can be good, like chocolate and peanut butter. But mixing too much in one pot can create a sludgy mess.
But mixing money together in one account can make it difficult to identify what you’ve earmarked that money for.
… More Your Money Doesn’t Get Lonely if You Separate It
I want to go through a ‘thought-experiment.’ Imagine the ‘what if’ without having to ruin anything. … More What if I purposely wreck my credit?
If you want to make long-term changes to your money habits, it’s hard. Because, in the end, it’s not a few grand sweeping decisions you’ll make. It’s ordinary, day-to-day decisions that lead to success. … More Really change your money habits