Small business finances get complicated. Many small businesses have more responsibilities than just tracking their income and expenses. … More I have all this other stuff to do for my business too?
Some small business owners would rate a trip to the dentist higher than working on their business bookkeeping. … More Oh, I have to deal with the finances for my business too?
I’m going to answer your question with a question: How stable is your income? More stable income can get by with a smaller emergency fund. Less stable income should have a larger one. Emergency Fund Let me back up a bit and clarify what I mean by ‘emergency fund.’ This is money that you can … More How much emergency fund should I have?
The short answer is yes. If you can… I love to automate the mechanics of bill paying. This is one of my go-to solutions for clients who want help organizing their finances. However… If you are struggling to pay bills or have irregular income, setting up automatic payments can be problematic. You run a higher … More Should I set up my bills for autopay?
Are you struggling to get a handle on your finances? Has the quarantine cut or eliminated your income? To address these problems, you first need to know where your money is going. You can follow the process I’ve outlined here with spreadsheets, or you can use personal accounting apps to help you. So why use … More Personal Accounting Software
The effects of the pandemic on your financial life may be significant – either now or in the future. Here are two constructive exercises you can accomplish while in the throws of quarantine-induced cabin fever. … More Stay Productive
For the second installment in this series, I explore electronic vs paper calendars via a video voyage.
Step out of your comfort zone Stretch out of your comfort zone GET OUT OF YOUR COMFORT ZONE Just in case you’ve never heard this before…But knowing a thing and doing it are very different. This has never been my strong suit. I am expert at rationalizing ruts. And only shake out of them when … More The Comfort Zone is the Root of All Ennui
I’ve become a little obsessed. I am really intrigued at how mental and physical energy levels ebb and flow during the course of a day. And the book by Daniel Pink – When: The Scientific Secrets of Perfect Timing really fed my obsession. (and for you Whovians out there, that’s not Clara’s Danny Pink…) When … More Energetic Audit
FAQ: “I have a problem with procrastination. How do I keep it from affecting my work?” Procrastination is insidious. Sure, we first think of those mesmerizing time-drains like Facebook and YouTube as feeding Procrastination. But it can also masquerade as ‘busyness’ – loading our schedule with unimportant tasks that seem important. Regardless of how it … More Procrastination: The Insidious Destroyer