Do you know those charity commercials where they break down a donation amount into a daily expense? Surely you have $0.16 per day for a good cause. Why not apply the same psychology to your personal savings? … More Saving as a Daily Expense
But I want to ask a different question – ‘why am I saving?’ And the answer I’m looking for is not ‘retirement’ or ‘an emergency fund.’ … More How much money should I be saving?
Mixing things can be good, like chocolate and peanut butter. But mixing too much in one pot can create a sludgy mess.
But mixing money together in one account can make it difficult to identify what you’ve earmarked that money for.
… More Your Money Doesn’t Get Lonely if You Separate It
If you want to make long-term changes to your money habits, it’s hard. Because, in the end, it’s not a few grand sweeping decisions you’ll make. It’s ordinary, day-to-day decisions that lead to success. … More Really change your money habits
Welcome to March! The New Year’s resolution to manage your money better is a distant memory. But March means Spring Cleaning and another chance to “clean up” your inconsistent money habits. … More Book a Cash Flow Analysis
Travel is often easy to cut, but lowering your dining out expenditures is deceptively complex. … More What are the biggest budget busters you’ve seen?