I’m going to answer your question with a question: How stable is your income? More stable income can get by with a smaller emergency fund. Less stable income should have a larger one. Emergency Fund Let me back up a bit and clarify what I mean by ‘emergency fund.’ This is money that you can … More How much emergency fund should I have?
The short answer is yes. If you can… I love to automate the mechanics of bill paying. This is one of my go-to solutions for clients who want help organizing their finances. However… If you are struggling to pay bills or have irregular income, setting up automatic payments can be problematic. You run a higher … More Should I set up my bills for autopay?
Are you struggling to get a handle on your finances? Has the quarantine cut or eliminated your income? To address these problems, you first need to know where your money is going. You can follow the process I’ve outlined here with spreadsheets, or you can use personal accounting apps to help you. So why use … More Personal Accounting Software
The effects of the pandemic on your financial life may be significant – either now or in the future. Here are two constructive exercises you can accomplish while in the throws of quarantine-induced cabin fever. … More Stay Productive
The mail carrier comes with more each day. The words were mostly a blur to Vivian. One day she had even asked the mail woman to stop delivering. “Not forever, just a few months…” But the mail carrier just directed Vivian to the postal website where she could put a hold on her mail. A … More The Big Moments
A relentless antagonist. An endless swarm infiltrating your home. You tame it as best you can, but you know it’s just one pause away from triggering chaos in your life. It turns out this enemy is mail. Maybe my description is a little overly dramatic. But for some people, it’s a real source of stress. … More How to Fight the Mail Monster