Creating a budget is easy—numbers in a spreadsheet, figures in an app, chicken scratch on a piece of paper. However, merging those numbers with how you live your life is not so easy. How do you make sure your actual spending behavior matches your intended spending behavior? … More Personal Accounting App: Qube
Okay, so maybe your only goal for November is perfecting your stuffing recipe. You’re debating which kind of bread would finally impress the mother-in-law. But in the midst of picking the perfect shrink-wrapped turkey, give a couple of thoughts to Mint. … More 33% off Mint.com coaching
Blue-grey clouds drift toward me from the horizon. They smother the sun with a mass heavy with future thunder. Watching them through the plate glass window matches the ominous mood as I sit in the car salesman’s office. … More The Horror
Stop with the spreadsheets already! If you run a business, you need accounting software. I’ve said this many, many times, which is why some people don’t talk to me anymore. Are you looking to move from a series of meticulously designed spreadsheets to actual accounting software? In that case, I will spotlight Wave in this … More Business Accounting Software: Wave
So it’s the last three months of the year, and you’re thinking you need to get a handle on your personal finances. But you’ve managed not to do any analysis or create concrete goals for 2021. Or, to put it a different way, you’re thinking ahead and preparing to track your 2022 finances better. Good on you. … More Personal Accounting Software: Mint
Spooky and eerie and unknowable. Wait, am I describing your finances? If you want your finances to be spooky or eerie, it’s up to you, but they should never be unknowable. … More Cash Flow Analysis 20% Off for October
Another thought experiment – what if I don’t pay my debts?
I’ll go to debtor’s prison. The end.
… More What if I don’t pay my debts?
Ahh, to be self-employed or run a small business – the freedom, the mental stimulation, the crushing anxiety, and the chaotic cash flow. For some, money coming into the business coffers is either feast or famine. How do you get a grip on your business finances when client payments don’t follow a predictable schedule? … More My Chaotic Cash Flow
How To Dig Yourself Out of a Hole
Step 1: Want to dig yourself out of a hole. … More How To Dig Yourself Out of a Hole
Getting your money house in order is great and all, but it won’t be as effective if you don’t have clear goals. Creating concrete, attainable financial goals can be hard to wrap your head around the first time. … More Financial Goal-Setting Mini-Workshop On Sale for September