What if I like paper documents?
Ok, you’re a Luddite. It’s a life choice.
So how do you handle your financial paperwork when you buck the cool-kid trend of electronic delivery? … More What if I like paper documents?
I resolve…to set up by business’ bookkeeping like a real business. No more spreadsheets for me!
Now…how do I do that? … More 20% Discount on QuickBooks Training
Stop with the spreadsheets already! If you run a business, you need accounting software. I’ve said this many, many times, which is why some people don’t talk to me anymore. Are you looking to move from a series of meticulously designed spreadsheets to actual accounting software? In that case, I will spotlight Wave in this … More Business Accounting Software: Wave
Spooky and eerie and unknowable. Wait, am I describing your finances? If you want your finances to be spooky or eerie, it’s up to you, but they should never be unknowable. … More Cash Flow Analysis 20% Off for October
Ahh, to be self-employed or run a small business – the freedom, the mental stimulation, the crushing anxiety, and the chaotic cash flow. For some, money coming into the business coffers is either feast or famine. How do you get a grip on your business finances when client payments don’t follow a predictable schedule? … More My Chaotic Cash Flow
For the self-employed, tracking miles driven for business can generate a significant reduction in taxes. Unless your actual auto expenses are a better deduction, but I’ll leave that debate for another day. … More Track Your Business Mileage
Hopefully, at some point, growth-minded entrepreneurs need help running their business. Maybe they can use contractors for some tasks, but they will need employees when they grow to a certain level.
And employees expect to be paid, which is not as simple as paying a contractor. … More Payroll Scares Me
For the love of the deity of your choice, please keep your business and personal financial transactions in separate accounts. Why am I so adamant about keeping these separate? … More Commingling Sounds Dirty
I’m going to answer your question with a question: How stable is your income? More stable income can get by with a smaller emergency fund. Less stable income should have a larger one. Emergency Fund Let me back up a bit and clarify what I mean by ‘emergency fund.’ This is money that you can … More How much emergency fund should I have?
The short answer is yes. If you can… I love to automate the mechanics of bill paying. This is one of my go-to solutions for clients who want help organizing their finances. However… If you are struggling to pay bills or have irregular income, setting up automatic payments can be problematic. You run a higher … More Should I set up my bills for autopay?
